BankAmericard® Credit Card

Card Information

If you can’t pay off your balance every month, you may be better off choosing a low-interest credit card. Some low interest credit cards come with a 0% introductory rate while others have a low, ongoing rate. However, remember that these cards generally require a good to excellent credit rating for approval.

Card Details

  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO? Score for free within Online Banking or your Mobile Banking app
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Basic Information

Institution
Bank of America
Rating
2.80
Sign Up Bonus
None
Annual Fee
0

Pros

  • No annual fee
  • 0% Intro APR for 15 billing cycles for purchases and qualifying balance transfers
  • $0 intro balance transfer fee for first 60 days. After that, the fee for future balance transfers is 3% (min. $10)

Cons

  • No rewards

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