Citi Simplicity Card - No Late Fees Ever

Card Details

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee%u2026EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day %u2013 just say %u201Crepresentative%u201D
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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Institution
Citibank
Rating
4.10
Sign Up Bonus
None
Annual Fee
0

Pros

  • No late fee
  • No annual fee
  • 0% on Purchases and Balance Transfers for 21 months

Cons

  • No rewards

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