First Progress Platinum Elite MasterCard® Secured Credit Card is a Secured Credit Cards. Building credit takes time. Start with a secured credit card. Secured credit cards are a tool that can help you establish or build your credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report. If used responsibly, secured credit cards can help you raise your credit score and improve your financial standing. Secured cards are most beneficial for:People with poor FICO scores (579 and below)People with no credit history who want to establish good creditBecause secured credit cards are a tool for people who already have credit problems or need to build a credit history, it’s important to understand exactly how secured credit cards work and which are the best ones available to you.
What will happen if you click the "Apply" button?
Other than the high interest rate and the annual fee, the card is excellent for rebuilding your credit. I own this card for at least two years and had no problem with paying my bill on time. Please use your bill pay from your bank and payment will be done electronically and your acct credited the day of payment.
by User davidjags929
Poor customer service
by User BRO118
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