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First Progress Platinum Elite MasterCard® Secured Credit Card

Overview

First Progress Platinum Elite MasterCard® Secured Credit Card is a Secured Credit Cards. Building credit takes time. Start with a secured credit card. Secured credit cards are a tool that can help you establish or build your credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report. If used responsibly, secured credit cards can help you raise your credit score and improve your financial standing. Secured cards are most beneficial for:People with poor FICO scores (579 and below)People with no credit history who want to establish good creditBecause secured credit cards are a tool for people who already have credit problems or need to build a credit history, it’s important to understand exactly how secured credit cards work and which are the best ones available to you.

Key APRs & Fees

Annual Fee
$29
Regular Purchase APR
20.24%*
Purchase Intro APR
N/A
Balance Transfer Intro APR
N/A
Balance Transfer Fee
N/A

Additional Info

Max Late Fee
$38
Max Penalty APR
None
Max Over Limit Fee
None
Grace Period
25 days
Foreign Transaction Fee
3%
Cash Advance APR
25.24% (V)
Cash Advance Fee
3% (min $10)
Smart Chip
Yes, unknown

Benefits

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

The Credit Level needs to Apply this Credit Card

Limited History

Who can benefit from the First Progress Platinum Elite MasterCard® Secured Credit Card

  • People who have poor or limited credit and want to establish or rebuild their credit
  • People who can put down a security deposit

How to apply for the First Progress Platinum Elite MasterCard® Secured Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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Card Review Comments

Mar 27, 2018

Other than the high interest rate and the annual fee, the card is excellent for rebuilding your credit. I own this card for at least two years and had no problem with paying my bill on time. Please use your bill pay from your bank and payment will be done electronically and your acct credited the day of payment.

by User davidjags929

May 18, 2018

Poor customer service

by User BRO118

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