Starwood Preferred Guest® Credit Card from American Express


The Starwood Preferred Guest Credit Card from American Express is a great card for travelers, offering excellent rewards along with some very valuable shopping and travel benefits.

Cardholders will earn 6X Bonus points per dollar at SPG/Marriott properties from the card, plus 11X Base points for the complimentary Silver Elite hotel member status. Silver Elite status also comes with benefits like priority late checkout, a dedicated reservation line, and mobile room keys.

You can earn 75,000 bonus points by spending $3,000 in the first 3 months, a solid signup bonus that’s fairly easy to get.

One of the most valuable card perks is the annual Free Night Award, which you’ll start getting after your first year with the card. There’s a fast track to Gold Elite status by spending $30,000 in a calendar year, and you’ll also get 15 Elite Night Credits towards a higher status every year.

Complimentary premium internet access is provided at participating SPG/Marriott properties.

The SPG credit card has a $95 annual fee, waived the first year. And you’ll pay no fee on foreign transactions.

Key APRs & Fees

Annual Fee
$0 annual fee for the first year ($95 thereafter)
Regular Purchase APR
17.74% - 26.74% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Not Offered
Balance Transfer Fee
$5 or 3% of the transaction, whichever is greater

Additional Info

Max Late Fee
Max Penalty APR
29.99% (V)
Max Over Limit Fee
Grace Period
25 days
Foreign Transaction Fee
Cash Advance APR
27.24% (V)
Cash Advance Fee
3% (min $5)
Smart Chip
Yes, chip-and-PIN


  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Terms Apply.

The Credit Level needs to Apply this Credit Card


How to apply for the Starwood Preferred Guest® Credit Card from American Express

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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