GAP Credit Card


GAP Credit Card is a Best Shopping Credit Cards. GAP Credit Card is designed for frequent users on GAP. GAP is an American clothing and accessories retailer, founded in 1969, headquartered in San Francisco, California. GAP had an estimated 130,000 employees and 3,245 stores worldwide in 2011. GAP offers two credit cards that offer different discounts or benefits. You can use this card at GAP or its sister stores.

Key APRs & Fees

Annual Fee
Regular Purchase APR
26.49% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Balance Transfers Not Allowed

Additional Info

Max Late Fee
Max Penalty APR
Max Over Limit Fee
Grace Period
23 days
Foreign Transaction Fee
Cash Advance APR
28.49% (V)
Cash Advance Fee
4% (min $10)
Smart Chip
Yes, chip-and-signature


  • Save 20% on your first purchase and enjoy free shipping on your first purchase with the Gap Credit Card.
  • Earn 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta. Earn 1 point per $1 spent everywhere else Visa credit cards are accepted.
  • Get $5 Reward Card for every 500 points earned
  • Earn 500 points when you register your e-mail address and 500 bonus reward points if you sign up for paperless statements.
  • Access to special events with exclusive discounts, bonus point shopping days and a special birthday gift.
  • Earn 5,000 points in a calendar year and enjoy Gap Silver Status with benefits like 20% quarterly bonus Rewards points, free online shipping and more

The Credit Level needs to Apply this Credit Card


How to apply for the GAP Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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