Walmart Credit Card


Walmart Credit Card is a Store Credit Cards.

For no annual fee, the Walmart Credit Card provides 3% cash back at, and 2% back at Walmart and Murphy USA gas stations. Only 1% cash back is provided for in-store Walmart purchases.

Some cardholders may receive special financing offers, either zero-interest or deferred interest.

Key APRs & Fees

Annual Fee
Regular Purchase APR
24.15% Variable
Purchase Intro APR
Balance Transfer Intro APR
Balance Transfer Fee

Additional Info

Max Late Fee
Up to $38
Max Penalty APR
See Terms
Max Over Limit Fee
Grace Period
25 days
Foreign Transaction Fee
Cash Advance APR
Cash Advance Fee
Smart Chip


  • 3% cash back at
  • 2% cash back on fuel at Walmart gas stations and Murphy USA gas stations (excluding Murphy Express)
  • 1% cash back everywhere else

The Credit Level needs to Apply this Credit Card


Who can benefit from the Walmart Credit Card

  • People who consistently spend a lot of money at the Walmart, want to get rewards and save money at their favorite retailers
  • People who want to get an instant approval credit card
  • People who want to improve their credit
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