Walmart® Mastercard

Card Information

Walmart offers two types of credit cards: the Walmart Mastercard and Walmart Credit Card. The Walmart Mastercard is issued by Synchrony Bank and is valid wherever Mastercard is accepted. Walmart's Credit Card, on the other hand, can be used at Walmart Stores, Walmart Supercenters, Neighborhood Markets, Walmart.com, Walmart and Murphy USA Gas Stations and Sam’s Clubs.

Card Details

  • No annual fee
  • Fraud protection
  • Free FICO credit score
  • 3% cash back at Walmart and Sam's Club
  • 2% cash back at Walmart and Murphy USA gas stations
  • 1% cash back everywwhere else
  • Special financing offers for 6 or 12 months

INTEREST RATE

17.15%, 20.15%, or 23.15% *Variable

REWARDS

  • 3% cash back at Walmart, Sam’s Club, and their websites
  • 2% cash back on fuel at Walmart gas stations and Murphy USA gas stations (excluding Murphy Express)
  • 1% cash back everywhere else

SIGNUP BONUS

10% discount on a Walmart purchase on the day you're approved (up to $250)

CHIP TECHNOLOGY

Chip-and-Signature

FOREIGN TRANSACTION FEE

3%

INTRO BALANCE TRANSFER APR

-

REGULAR BALANCE TRANSFER APR

-

CASH ADVANCE APR

20.15%, 23.15%, or 26.15% *Variable

PENALTY APR

See Terms

LATE FEE

Up to $35

RETURNED PAYMENT FEE

See Terms

Perks

FREE FICO® CREDIT SCORE
Access your credit score online at any time.
ADDITIONAL USERS
Add additional family members at no cost.
SPECIAL FINANCING OFFERS
6 or 12-month special financing offers.
MASTERCARD BENEFITS
This card comes with MasterCard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Security & Fraud Protection

You will not be held responsible for unauthorized charges made on your card.

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