Bank of America Cash Rewards™ Credit Card for Students

Overview

Bank of America Cash Rewards™ Credit Card for Students is a Student Credit Cards. The Bank of America Cash Rewards Credit Card for Students offers a number of features to help young adults manage their budgets, including an annual fee of $0. It offers highly secure chip card and digital wallet technologies, online and mobile banking account alerts and optional overdraft protection when you link an eligible Bank of America checking account to your credit card. There is a zero percent introductory APR for 12 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, there is a variable APR of 15.24 percent to 25.24 percent, based on your creditworthiness.

Key APRs & Fees

Annual Fee
$0
Purchase Intro APR
0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account
Balance Transfer Intro APR
0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
Balance Transfer Fee
$10 or 3% of the amount of each transaction, whichever is greater

Additional Info

Max Penalty APR
29.99%
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction (1) made in a foreign currency, or (2) made in U.S. dollars if the transaction is made or processed outside of the United States
Cash Advance Fee
Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or

Benefits

  • 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • Enjoy no annual fee while earning more cash back for the things you buy most
  • Now, you can access your FICO Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.
  • Online $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • As a Bank of America customer, you can get a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.
  • Plus, this card is eligible for the benefits of the Preferred Rewards program.

Who can benefit from the Bank of America Cash Rewards™ Credit Card for Students

  • People who are students enrolled in college or university
  • People who want to learn how to use a credit card and establish credit

How to apply for the Bank of America Cash Rewards™ Credit Card for Students

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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