- No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
- A security deposit is required for this product (minimum $200)
Citibank is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York.
The Citi Secured Mastercard is very simple, with no rewards and no annual fee. It’s a secured credit card, which means it requires a refundable security deposit when you’re approved.This card has a minimum security deposit of $200, with a maximum of $2,500. If you don’t have a bank account you can apply for this card in person at a Citibank.If you use this card responsibly, Citi may give your security deposit back and offer an upgrade to an unsecured card, such as the Citi® Diamond Preferred® Card (Review).
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