Comenity Bank might not be a name you're familiar with, but they are the people behind more than 150 different store credit cards carried by over 40 million Americans. If you have a store credit card in your wallet, there's a pretty good chance that it's backed by Comenity Bank. Store-branded credit cards can be easier to obtain, which makes them great for people with a lower than average credit score that want to rebuild their credit. They could also make great starter cards if you haven't built up credit yet. As an added benefit, many store credit cards offer rewards. You may see things like sign-up bonuses and special deals just for cardholders. If you find yourself frequenting the same store often, these cards are definitely worth a look.