Hobby Lobby Credit Card

Hobby Lobby Credit Card is an arts and craft store, their services also includes hobbies, pictures framing, jewelry making, fabrics, floral and wedding supplies, cards and party ware, baskets, wearable art, home accents and holiday merchandise. Card is issued by the United Stated of Bank (US Bank). The credit card provides services that made cardholders transactions at HobbyLobby.com easy and flexible.

Hobby Lobby Credit Card List

Hobby Lobby Credit Card

Get 1,000 bonus points after your first eligible net purchase made within 90 days of account opening. Earn 5 points per eligible net $1 spent at Hobby Lobby stores or HobbyLobby.com. Earn 1 point for every eligible net $1 spent everywhere else Visa Cards are accepted. Receive a $25 Hobby Lobby Rewards Card for every 2,500 points you earn.

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Hobby Lobby Credit Card is an arts and craft store, their services also includes hobbies, pictures framing, jewelry making, fabrics, floral and wedding supplies, cards and party ware, baskets, wearable art, home accents and holiday merchandise. Card is issued by the United Stated of Bank (US Bank). The credit card provides services that made cardholders transactions at HobbyLobby.com easy and flexible.

Hobby Lobby Credit Card Basics

One thing that separate Hobby Lobby credit card from most other store credit cards in the market is the fact that it is issued by U.S. Bank. This helps as you can expect quicker login and better management of your account. Moreover, you can rely on the highly appreciated U.S. Bank customer service in case you need their help.

Most reviewers have hailed it as a good card. Though it is easy to apply, it may be hard to get approved. You can find an online application form at U.S. Bank website, and also at a Hobby Lobby store. You need to have a good credit score (usually more than 650) to avoid an annual fee. Also, it is a good habit to pay balances every month on a store credit card as the interest rate is much higher.

Who is the Hobby Lobby Credit Card Good For?

Hobby Lobby Credit Card offers lots of benefits to the cardholders who use it for their transactions at HobbyLobby.com. It’s a very rewarding card that doesn’t charge any introductory APR rate. Its requirements are moderate and affordable too. This card is unique as it provides services for persons who want to do their shopping online without the stress of going to physical stores.

Why to Apply for Hobby Lobby Credit Card ?

It can be a big advantage, because majority of retail credit cards are applicable only for specific retail chains.

However, with Hobby Lobby Credit Card you can be certain that your card is accepted almost in all shops.

 The customer can enjoy the $25 rewards with the 2500 points by utilizing Hobby Lobby Credit Card. You will get a $25 Hobby Lobby rewards gift card for every 2,500 points you earn on the credit card. So basically every $500 you spend at Hobby Lobby you will get a $25 gift card, which is the equivalent to a 5% savings.

 As you get 5 points by spending. $1 on Hobby Lobby stores.

 The customer is also Rewarded by 1,000 bonus points on your first contrivance by the card.

 This card work on every place where Visa is accepted.

Drawbacks of Hobby Lobby Credit Card

Although Hobby Lobby is a consumer-friendly card, it has its own drawbacks that you should pay attention to. For example, if your credit score is poor, you may have to pay an annual fee.

Normal APR rate is 13.24 – 24.24. Its Cash advance APR rate is 24.24. Its cash advance fee is either 3% of the amount of each advance or $10 minimum whichever is greater and Annual Fee of $0 or $29, based on your creditworthiness when you open your account.

This credit card suits those who shop a lot using plastic money. The card offers no value if you plan to use it at any other place or if you are not a big shopper. It is a little difficult to get qualified for this card. Although they do not mention any minimum credit score, but it is assumed that customers who have a credit rating more than 600 will be accepted.

Should You Get the Hobby Lobby Credit Card?

You will automatically receive a $25 Rewards Card as soon as you accumulate 2,500 points on your Hobby Lobby credit card. Remember, you can earn 5 points for every dollar you spend at the store and 1 point for every dollar you spend at any other place.

This simply means you are offered $5 cash back on every purchase you make at a Hobby Lobby store. Moreover, the card offers 1,000 bonus points after you make your first purchase at the store.

Please be warned that the card may carry an annual fee if your credit score is not within the acceptable limit. Though it is not clear how much credit score you need to qualify for a $0 annual fee, it can safely be assumed that anything over 650 will do. The APR may also vary from 12.99% to 23.99% depending on your credit score.

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Hobby Lobby Credit Card Tips

  1. If you want to know your Hobby Lobby Credit Card payment details, like your credit card balance. Please contact the Hobby Lobby Credit Card customer service or get a Hobby Lobby Credit Card application.
  2. In order to manage your Hobby Lobby Credit Card payment online, you need to log in to the Hobby Lobby Credit Card official website.
  3. About Hobby Lobby Credit Card login and how to apply for a Hobby Lobby Credit Card, you need to go to the official website.
  4. Getting a Hobby Lobby Credit Card application will be a lot of convenience, contact the Hobby Lobby Credit Card customer service or go to the Hobby Lobby Credit Card official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your Hobby Lobby Credit Card phone numbers is correct, there will be text alerts.

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