Home Depot Credit Cards

The Home Depot credit card is designed for frequent users on the Home Depot. The Home Depot is an American home improvement supplies retailing company that sells tools, construction products, and services. The Home Depot Credit Card provides a good financing option for those who absolutely need it. The Home Depot Credit Cards are great for people who frequented the store and needed a little breathing space to pay for large purchases.

Home Depot Credit Cards List

Consumer Credit Card

  • Up to 24 months financing during special promotions
  • Exclusive cardholder credit offers
  • 1-year hassle-free returns

Project Loan Credit Card

  • Credit lines of up to $55K
  • 6 month buying window to purchase products
  • 84 months to pay off
  • No annual fees

Commercial Revolving Credit Card

  • No Annual Fee
  • Flexible payment options
  • Easy-to-Read, SKU level, itemized billing statements
  • Online account management and purchase tracking

Commercial Account Credit Card

  • No Annual Fee
  • Flexible payment options
  • Easy-to-Read, SKU level, itemized billing statements
  • Online account management and purchase tracking
Sponsored Links

Alternative Credit Cards of Home Depot Credit Cards

Discover it® Miles Credit Card

  • Unlimited 1.5x Miles
  • We Match Mile for Mile
  • Book Travel With Ease
  • No Blackout Dates

Capital One® Platinum Credit Card

The Capital One® Platinum Credit Card is a good card if you have average credit and need a simple-to-use credit card that offers standard benefits.

Capital One® QuicksilverOne® Cash Rewards Credit Card

The Capital One® QuicksilverOne® Cash Rewards Credit Card is designed for fair or average credit. It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use the QuicksilverOne.Pay your first 5 monthly payments on time to get access to a higher credit line, a pretty good feature to have.We picked this card as one of the Best Credit Cards for Fair Credit.

Citi Simplicity® Card

The Citi Simplicity® Card offers a 0% introductory APR for 18 months, which only a few other credit cards offer, and some general shopping and travel benefits.See how this card compares to others in the Citi Simplicity Card vs the Citi ThankYou Preferred Card and The Citi Simplicity® Card vs. The Citi Diamond Preferred® Card.

Citi® Double Cash Card

The Citi® Double Cash Card is an interesting cash back credit card with a unique offer.It offers 1% cash back on purchases when they are initially made, and then an additional 1% when those purchases are actually paid for. With no annual fee and a 18-month introductory APR of 0% on balance transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

Discover it® Chrome

The Discover it Chrome is a great card for people with good credit. Differing only slightly from the Discover it®, the Discover it Chrome entitles card members to a 2% cash back option in restaurants and on gas, instead of the 5% cash back on rotating categories throughout the year.Discover will also double the total amount of cash back you earn in your first year. This is a great deal for new cardholders. It includes the cash back you can earn in the Discover Deals shopping portal, so this is an opportunity to get some pretty big discounts.You’ll also get 14 months at 0% interest with this card, for both purchases and balance transfers. If you have a large balance on another account that’s accruing interest, you can transfer it to this card and pay it off at no interest.

Capital One® VentureOne® Rewards Credit Card

The Capital One VentureOne Rewards Credit Card provides an excellent reward of 10X miles per dollar at Hotels.com/venture, with 1.25X miles for every other purchase.Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a cash back equivalent of 10% for purchases from Hotels.com. Other purchases will only have a 1.25% cash back equivalent, so you’ll want to use a different card for non-hotel spending.This card is available at either the Visa Platinum or Visa Signature level, depending on your credit limit when approved. Visa Platinum cards have basic shopping and travel protections, while Visa Signature cards come with more protections and some value-adding perks.You’ll get a 12-month 0% intro APR for purchases, giving you a year to pay off a vacation or any other expenses you might have. There’s no annual fee, and no foreign transaction fee.If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.CardAnnual FeePurchase APRRewardsBenefitsVentureOne Rewards (Review)$00% for 12 months, then 14.49%, 20.99%, or 24.49% Variable10X miles per dollar at Hotels.com1.25X miles per dollar on all other purchasesVisa Platinum or Visa SignatureVenture Rewards (Review)$95, $0 the first year14.49%, 20.99%, or 24.49% Variable10X miles per dollar at Hotels.com2X miles per dollar on all other purchasesVisa Signature

Discover it® Cash Back Credit Card

The Discover it Cash Back credit card is one of the main credit cards from Discover. Its most appealing features are the scarcity of fees and the abundance of rewards.New cardmembers get double cash back on all the rewards earned in the first year. That’s a great deal that you won’t find from other card issuers.The Discover it has a 14-month 0% interest rate, a pretty long period for paying off purchases at no interest. There are also some basic shopping and travel protections, plus the ability to monitor one of your FICO 8 Credit Scores.Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.

Sponsored Links

Store Credit Cards

Sears Card

  • Enjoy savings on your favorite brands with special financing
  • special offers, exclusive events and coupons.

Sears Mastercard® with Shop Your Way

  • Earn More Shop Your Way Points in More Places
  • Global Acceptance
  • Monthly savings, special offers and special financing

BP Credit Cards

  • Redeem earned rewards at the pump
  • $0 Fraud Liability
  • ATM Cash Access
  • No annual fee

Disney Premier Visa Card

  • after you spend $500 on purchases in the first 3 months from account opening.
  • This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Forever 21 Credit Card

The Home Depot credit card is designed for frequent users on the Home Depot. The Home Depot is an American home improvement supplies retailing company that sells tools, construction products, and services. The Home Depot Credit Card provides a good financing option for those who absolutely need it. The Home Depot Credit Cards are great for people who frequented the store and needed a little breathing space to pay for large purchases.

The Home Depot Credit Card Basics

The Home Depot credit cards are designed to enable consumers to shop more conveniently and safely while allowing them to enjoy preferential activities and discounts from businesses.

Home Depot provides consumers with two different cards: Home Depot Consumer Credit Card and Home Depot Project Loan Card. The Home Depot Cards are only purchased from Home Depot or Home Depot Online. This includes Home Depot home decoration and home service. As for the specific situation of the cards, we will elaborate on it in the following text.

Advantages of The Home Depot Credit Card

Consumer Credit Card

The main benefits of Consumer Credit Card are:

1 Up to 24 months financing during special promotions

2 Exclusive cardholder credit offers

3 1-year hassle-free returns

Project Loan Credit Card

The main benefits of Project Loan Credit Card are:

1 No Annual Fee

2 Credit lines of up to $55K

3 6-month buying window to purchase products

4 84 months to pay off

Commercial Revolving Credit Card

The main benefits of Commercial Revolving Credit Card are:

1 No Annual Fee

2 Flexible payment options

3 Easy-to-Read, SKU level, itemized billing statements

4 Online account management and purchase tracking

Commercial Account Credit Card

The main benefits of Commercial Account Credit Card are:

1 No Annual Fee

2 Flexible payment options

3 Easy-to-Read, SKU level, itemized billing statements

4 Online account management and purchase tracking

Should You Get The Home Depot Credit Card?

Whether to get the Home Depot Credit Card or not? If you expect to make a bulk purchase (or a few) at Home Depot and want to extend the cost for several months without interest, it may be worth looking at Home Depot's consumer credit card. If your project matches the current promotion, or you can get a discount on your first purchase, that's even better.

But if your credit is in good condition, buy a 0% APR credit card. These 0% terms are usually longer than six months, and these credit cards actually give up interest within the 0% period, rather than postpone interest. That is to say, if you still have an outstanding balance at the end of the 0% period, you will only charge interest on the balance.

If your experience at Home Depot is just a series of small projects -- two or four nails a week, the next paint thing, the new toilet in autumn -- you won't get any value from Home Depot's credit card. As mentioned above, when you shop at Home Depot, you get nothing in return. You'd better buy a credit card, which will give you a 1.5% or 2% reward for all purchases. Pay the full balance every month and you will never charge interest.

Note: Late home warehouse credit card payments may not be reported in a few days, but it will hurt your score.

The terms of Home Depot Project Loan Card are best compared with the credit lines of housing assets of banks or credit cooperatives.

In general, if you have the Home Depot credit card, your life will be very convenient.

Credit Cards Related to Home Depot Credit Cards

Popular Credit Cards Recommend

Sponsored Links

Popular Credit Cards Recommend

Home Depot Credit Cards Tips

  1. If you want to know your Home Depot Credit Cards payment details, like your credit card balance. Please contact the Home Depot Credit Cards customer service or get a Home Depot Credit Cards application.
  2. In order to manage your Home Depot Credit Cards payment online, you need to log in to the Home Depot Credit Cards official website.
  3. About Home Depot Credit Cards login and how to apply for a Home Depot Credit Cards, you need to go to the official website.
  4. Getting a Home Depot Credit Cards application will be a lot of convenience, contact the Home Depot Credit Cards customer service or go to the Home Depot Credit Cards official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your Home Depot Credit Cards phone numbers is correct, there will be text alerts.

Cards Expert is ONLY a website that centers on credit cards comparison and review. There is no place to type your credit card number or check any details of your credit card bill pay!

Here you can see something about pros and cons of credit card, credit card payment and other questions about credit card .You can compare all knids of credit cards through our website, and know the credit card that works best for your lifestyle.