For every eligible $1 net qualifying purchase you’ll earn. 1 point anywhere Mastercard is accepted. 2 points in the Kroger® Family of Companies (excluding fuel centers). 3 points on the Kroger family of quality brands. Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries. It's three cards in one - Rewards Card, Shopper's Card and Mastercard.