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Menards BIG Credit Card

Menards has been a staple for home improvement in the Midwest for nearly 60 years, and it’s still going strong today with over 300 stores. A lot of loyal shoppers contribute to Menards’ success, and these customers are the target audience for the Menards Big Card.The card is issued by Capital One and offers a 2.0% rebate on purchases made at Menards. If you’re a frequent Menards shopper, your savings will add up since the card rebate can be combined with discounts, other in-store rebates, special promotions and sales. You’ll benefit from a 1.0% rebate at participating gas stations, too. Cardholders can also get special financing on purchases over $299.

Menards BIG Credit Card List

Menards Credit Card

  • Earn 2% Rebate on Menards Purchases and 1% rebate on purchases made at Speedway, Holiday®, Kwik Trip® and Kwik Star® stores
  • Plus, earn additional rebate savings on participating brands.
  • Rebates are issued four times a year, in the form of merchandise certificates with a $5 minimum, valid only at Menards® stores.
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Alternative Credit Cards of Menards BIG Credit Card

Capital One® Platinum Credit Card

The Capital One® Platinum Credit Card is a good card if you have average credit and need a simple-to-use credit card that offers standard benefits.

Discover it® Miles

INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! . Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee. . No Blackout Dates - fly any airline, stay at any hotel. . Redeem your Miles as a statement credit towards travel purchases. . Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers. . Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. .

Discover it® Cash Back

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. . Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. . Plus, earn unlimited 1% cash back on all other purchases - automatically. . Redeem cash back any amount, any time. Rewards never expire. . Use your rewards at Amazon.com checkout. . Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. .

Milestone® Mastercard® with Free Choice of Card Image

Applying is quick and easy with our fast decision process. . Less than perfect credit is okay. 24/7 access to your account information, even on mobile. Card designs to fit your personality at no extra charge. Account history is reported to the three major credit bureaus in the U.S.

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Store Credit Cards

Sears Card

  • Enjoy savings on your favorite brands with special financing
  • special offers, exclusive events and coupons.

Sears Mastercard® with Shop Your Way

  • Earn More Shop Your Way Points in More Places
  • Global Acceptance
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BP Credit Cards

  • Redeem earned rewards at the pump
  • $0 Fraud Liability
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Disney Premier Visa Card

  • after you spend $500 on purchases in the first 3 months from account opening.
  • This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Forever 21 Credit Card

Menards has been a staple for home improvement in the Midwest for nearly 60 years, and it’s still going strong today with over 300 stores. A lot of loyal shoppers contribute to Menards’ success, and these customers are the target audience for the Menards Big Card.The card is issued by Capital One and offers a 2.0% rebate on purchases made at Menards. If you’re a frequent Menards shopper, your savings will add up since the card rebate can be combined with discounts, other in-store rebates, special promotions and sales. You’ll benefit from a 1.0% rebate at participating gas stations, too. Cardholders can also get special financing on purchases over $299.

About Menards

Based in the Midwestern US, Menard’s is one of the biggest home improvement stores in the US, with roughly 270 stores in 14 states. Menards started its journey in 1958 and has become known through the home improvement industry as the low price leader with the slogan Save Big Money!. As a company they are dedicated to providing the highest quality products, and with the Menards Big Credit Card, frequent store-goers can gain access to plenty of rewards and savings.

What Menards Credit Cards Are Available?

Menards financing offers are designed to help consumers and businesses finance their home improvement or reconstruction projects. There are three credit cards offered by Menards: Big Card, Contractor Card, and Commercial Card. The last is a credit program for large companies and nonprofit organizations.

The Menards Contractor card offers cardholders convenient special features that make owning this Menards card much easier. This card allows holders to make secure online payments for free. Additionally, cardholders can manage their account balance, available credit and amount due. With this card you can also view and print invoices and statements from your online account.

The Menards Big Card is offered to consumers to finance their large and small projects. The card has three benefits which do not come as a set though. You will have to choose from these benefits every time you make a purchase at Menards. The Big card benefits are extra rebates and savings, 0% interest rate for 6 months on purchases over $299, and low 3.99% APR for 48 months on purchases over $1,500.

These benefits are very tempting but do not let them to carry you away. The ongoing interest rate for the Big card is rather high – 25.24% variable standard APR. And the penalty APR is even higher – 28.24% variable APR. So if you are not organized enough you may accrue an unpayable debt.

To apply for Menards credit card, you can visit a local Menards store or their website. The online application is available for the Big Card only. Those who want to apply for a Contractor card or a commercial card will have to print out the application form and bring it to a local Menards store, or send by mail.

Rewards of Menards BIG Credit Card

No Sign-up bonus.

2% rebate on all Menards purchases

1% rebate on Speedway, Holiday, Kwik Trip, and Kwik Star purchases

1% rebate on detergent, soap, shampoo, toothpaste, and other household brands.

Rebates are issued quarterly when the redemption amount exceeds $5

Rebates are redeemable only at Menards

Benefits of Menards BIG Credit Card

1. It’s a no-nonsense card.

People who have below average credit cards are often offered advantages such as cash advances and the ability to use the card while traveling internationally. Most people with solid credit don’t travel internationally. With the Menards card you get a card to be used for buying the necessities at any Menards store and you can fill up your gas tank at any Kwik-Trip and several other regionally served gas station brands. Those home improvement projects don’t have to wait until your credit score opens the door for a bank loan.

2. No annual fee.

3. At any Menards store you can buy a VISA gift card.

4. A deferred interest payment plan.

Their terms are no interest is charged to your account if the purchase amount is paid in full within 6 months on purchases of a minimum of $299. But you don’t have to buy a single item worth $299 or higher; you can buy a number of items that totals $299 or higher.

5. Variable Intro APR.

Unlike so many credit cards that target people with below average credit ratings, the Menards card rewards people who have worked to get to the point where they deserve better terms on a new credit card. The purchase intro APR is variable, between 0% – 3.99%. They also have a variable time frame for how long you will get that APR: between 6 and 48 months.

6. Rebate receipts.

When you use your Menards card at a Kwik Trip or other authorized brand gas station, you get a 1% rebate. But instead of an immediate credit you get a rebate receipt. You can mail these in and Menards will send you a check back. The best way to use these rebate receipts is to collect them for a month or so, then mail them in for a larger check. It’s always nice to get a check in the mail, and oftentimes the money comes in just at the right time.

7. Cashback rewards.

You earn between 1 and 2 percent cashback on your purchases (gas purchases are 1%) which means if you use your card wisely it can reap you significant benefits over the year. Many of the competitor’s cards don’t even give you a 1% reward.

How to use the Menards BIG card

Because of the card’s high APR, opt for deferred-interest financing over the everyday rebate if you’ll need more than a month to pay off a purchase.

That being said, beware of deferred interest associated with the card’s special financing offers. Interest is imposed retroactively if you still owe a balance on your purchase at the end of the promotional period.

Pay your regular balance in full every month to avoid accruing higher-than-average interest charges.

Watch for the store’s weekly flyer to take advantage of bonus rebate savings on certain brands and items.

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Menards BIG Credit Card Tips

  1. If you want to know your Menards BIG Credit Card payment details, like your credit card balance. Please contact the Menards BIG Credit Card customer service or get a Menards BIG Credit Card application.
  2. In order to manage your Menards BIG Credit Card payment online, you need to log in to the Menards BIG Credit Card official website.
  3. About Menards BIG Credit Card login and how to apply for a Menards BIG Credit Card, you need to go to the official website.
  4. Getting a Menards BIG Credit Card application will be a lot of convenience, contact the Menards BIG Credit Card customer service or go to the Menards BIG Credit Card official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your Menards BIG Credit Card phone numbers is correct, there will be text alerts.

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