Old Navy Credit Card

Overview

Whether it's points, miles or cash back, a great rewards card puts extra money in your pocket. Keep in mind that these cards generally require a good to excellent credit rating for approval and often come with a higher interest rate. If you carry a balance month-to-month, you'll probably end up paying many times over in interest what you get back in rewards.

Key APRs & Fees

Annual Fee
None
Regular Purchase APR
26.49% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Balance Transfers Not Allowed

Additional Info

Max Late Fee
$38
Max Penalty APR
None
Max Over Limit Fee
None
Grace Period
23 days
Foreign Transaction Fee
3%
Cash Advance APR
28.49% (V)
Cash Advance Fee
4% (min $10)
Smart Chip
Yes, chip-and-signature

Benefits

  • Get 20% off on your first purchase upon approval.
  • Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent everywhere else you use your card.
  • Get $5 Rewards Card for every 500 points you earn.
  • Earn 500 bonus Rewards points if you Go Paperless and another 500 bonus rewards points when you sign up for email updates.
  • Reach Navyist status by earning 5,000 points in a calendar year and you’ll have access to exclusive extras.

The Credit Level needs to Apply this Credit Card

Good

How to apply for the Old Navy Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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