Banana Republic Credit Card


Whether it's points, miles or cash back, a great rewards card puts extra money in your pocket. Keep in mind that these cards generally require a good to excellent credit rating for approval and often come with a higher interest rate. If you carry a balance month-to-month, you'll probably end up paying many times over in interest what you get back in rewards.

Key APRs & Fees

Annual Fee
Regular Purchase APR
26.49% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Balance Transfers Not Allowed

Additional Info

Max Late Fee
Max Penalty APR
Max Over Limit Fee
Grace Period
23 days
Foreign Transaction Fee
Cash Advance APR
28.49% (V)
Cash Advance Fee
4% (min $10)
Smart Chip
Yes, chip-and-signature


  • When approved for the Banana Republic Credit Card online, new customers will receive 20% off their first card purchase at
  • Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta; Earn 1 point for every $1 spent everywhere Visa® credit cards are accepted.
  • Receive $5 Reward Card for every 500 points at Gap Inc. stores or sites.
  • Reach Luxe status by earning 5,000 points in a calendar year.
  • Connect with Banana Republic and earn up to $10 in rewards. Earn 500 Bonus Reward Points when you submit a valid account number and email address and 500 Bonus Reward Points by enrolling in paperless billing.
  • Enjoy the perks: Double points shopping days, Cardmember-only offers and discounts, free standard shipping on all online orders over $50 and birthday gift.

The Credit Level needs to Apply this Credit Card


How to apply for the Banana Republic Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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