Citi® Secured Mastercard®


Citi® Secured Mastercard® is a Citi.

The Citi Secured Mastercard is very simple, with no rewards and no annual fee. It’s a secured credit card, which means it requires a refundable security deposit when you’re approved.

This card has a minimum security deposit of $200, with a maximum of $2,500. If you don’t have a bank account you can apply for this card in person at a Citibank.

If you use this card responsibly, Citi may give your security deposit back and offer an upgrade to an unsecured card, such as the Citi® Diamond Preferred® Card (Review).

Key APRs & Fees

Annual Fee
Regular Purchase APR
23.99% Variable
Purchase Intro APR
Balance Transfer Intro APR
Balance Transfer Fee
3%; $5 minimum

Additional Info

Max Late Fee
Up to $35
Max Penalty APR
29.99% Variable
Foreign Transaction Fee
Cash Advance APR
26.74% Variable
Cash Advance Fee
5%; $10 minimum
Smart Chip



The Credit Level needs to Apply this Credit Card


How to apply for the Citi® Secured Mastercard®

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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