Macy's Credit Card

Overview

Macy's Credit Card is a Best Shopping Credit Cards.

The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers a few discounts; however, the discounts are somewhat restricted.

This card can only be used at Macy’s stores. Macy’s also offers the Macy’s American Express Card, which can be used anywhere American Express cards are accepted and has a few extra benefits.

To see how this card stacks up against the Amex version, check out our Review of the Macy’s Credit Card and the Macy’s American Express Card.

Key APRs & Fees

Annual Fee
$0
Regular Purchase APR
24.75% (Variable)
Purchase Intro APR
-
Balance Transfer Intro APR
-
Balance Transfer Fee
-

Additional Info

Max Late Fee
Up to $38
Max Penalty APR
None
Foreign Transaction Fee
-
Cash Advance APR
-
Cash Advance Fee
-
Smart Chip
Chip-and-Signature

Benefits

None

The Credit Level needs to Apply this Credit Card

Fair

How to apply for the Macy's Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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