Kroger Credit Card

Overview

Kroger Credit Card is a MasterCard Credit Cards. The Kroger Credit Card is issued by US Bank.

Key APRs & Fees

Annual Fee
None
Regular Purchase APR
13.99% - 25.99% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Not Offered
Balance Transfer Fee
4% (min $10)

Additional Info

Max Late Fee
$38
Max Penalty APR
None
Max Over Limit Fee
None
Grace Period
24 days
Foreign Transaction Fee
None
Cash Advance APR
27.24% (V)
Cash Advance Fee
4% (min $10)
Smart Chip
Yes, chip-and-signature

Benefits

  • Earn $100 cash back when you spend $200 in net purchases with your card within 40 days of account opening.
  • Earn 3 points per $1 of net eligible purchases on Kroger family of companies own brand products. Earn 2 points per $1 of net eligible purchases on other brand products inside Kroger Family of Companies (excluding Kroger fuel centers).
  • Earn 1 point per $1 of net eligible purchases everywhere else. No limit on the amount of points earned.
  • Save an additional 25¢ per gallon for one year when you redeem 100 fuel points at participating Kroger Family of Companies Fuel Centers.
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries.

The Credit Level needs to Apply this Credit Card

Good

How to apply for the Kroger Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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