Deserve Classic Mastercard

Overview

The Deserve Classic credit card is designed to help you build or rebuild your credit, but it does not require a security deposit. It has a small annual fee, and offers no rewards for purchases and only basic shopping and travel protections.

Instead of rewards or benefits, this card is designed simply for improving credit. After a period of positive activity, you may be able to upgrade to the Deserve Pro Mastercard (Review) cash back card. There’s also a card created for students, the Deserve Edu Mastercard (Review).

When applying for the Deserve credit cards, they will consider not only your credit history but also education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.

Key APRs & Fees

Annual Fee
$39
Regular Purchase APR
24.74% Variable
Purchase Intro APR
-
Balance Transfer Intro APR
-
Balance Transfer Fee
N/A

Additional Info

Max Late Fee
Up to $25
Max Penalty APR
See Terms
Foreign Transaction Fee
0%
Cash Advance APR
N/A
Cash Advance Fee
N/A
Smart Chip
Chip-and-Signature

Benefits

The Deserve Classic credit card is designed to help you build or rebuild your credit, but it does not require a security deposit. It has a small annual fee, and offers no rewards for purchases and only basic shopping and travel protections.Instead of rewards or benefits, this card is designed simply for improving credit. After a period of positive activity, you may be able to upgrade to the Deserve Pro Mastercard (Review) cash back card. There’s also a card created for students, the Deserve Edu Mastercard (Review).When applying for the Deserve credit cards, they will consider not only your credit history but also education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.

The Credit Level needs to Apply this Credit Card

No

How to apply for the Deserve Classic Mastercard

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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