Discover it® Secured Credit Card


Discover it® Secured Credit Card is a Secured Credit Cards.

The Discover it Secured Credit Card is one of the better secured cards on the market. This card reports to all 3 credit bureaus, so as long as you use it responsibly it will help you improve your credit.

You’ll get a great amount of cash back for a secured card, especially because Discover will double what you earn after your first year. There’s no annual fee, and you’ll be able to check your FICO® Credit Score any time you’d like to see how you’re improving.

Key APRs & Fees

Annual Fee
Regular Purchase APR
24.99% variable
Purchase Intro APR
Balance Transfer Intro APR
10.99% Variable for 6 months
Balance Transfer Fee

Additional Info

Max Late Fee
$0 the first time; up to $37 after that
Max Penalty APR
Foreign Transaction Fee
Cash Advance APR
26.99% variable
Cash Advance Fee
$10 or 5% of the cash advance amount, whichever is greater
Smart Chip


  • 2% cash back at restaurants and on gas, up to $1,000 in purchases each quarter
  • 1% backon all other purchases
  • Earn 5-20% Cash Back when shopping through the ShopDiscover market
  • Discover will double your rewards after the first year of use
  • Rewards can be used directly at

The Credit Level needs to Apply this Credit Card


Who can benefit from the Discover it® Secured Credit Card

  • People who have poor or limited credit and want to establish or rebuild their credit
  • People who can put down a security deposit

How to apply for the Discover it® Secured Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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