Discover it® for Students


Discover it® for Students is a Student Credit Cards.

The Discover it® for Students is designed to help young people build credit. Student credit cards are made for people with limited or no credit, providing a way to start building a positive credit history.

Like the Discover it®, the student version comes with an appealing absence of fees and abundance of rewards. It offers 5% cash back on a variety of categories that rotate throughout the year, including gas stations, restaurants, and

Not only that, Discover will double the cash back you earn in your first year of use. That means you’ll effectively get 10% back on those purchases, and that’s one of the best deals available on any credit card.

You’ll also get a $20 annual Good Grade Reward for getting good grades, for up to five years — you’ll need a 3.0 GPA to get that. And you can also check your FICO Score 8 any time you’d like, for free.

Key APRs & Fees

Annual Fee
Regular Purchase APR
14.24%–23.24% Variable
Purchase Intro APR
0% for 6 Months
Balance Transfer Intro APR
10.99% for 6 Months
Balance Transfer Fee

Additional Info

Max Late Fee
$0 the first time; up to $37 after that
Max Penalty APR
Foreign Transaction Fee
Cash Advance APR
26.24% Variable
Cash Advance Fee
5%, Min: $10
Smart Chip


  • 5% Cash Back on Rotating Categories:January through March is Gas and Wholesale Clubs; April through June is Grocery Stores; July through September is Restaurants; and October through December is and Wholesale Clubs
  • 1% Cash Back on all other purchases
  • Earn from 5-25% Cash Back when shopping through the Discover Deals online portal
  • Rewards can be used directly at

The Credit Level needs to Apply this Credit Card


Who can benefit from the Discover it® for Students

  • People who are students enrolled in college or university
  • People who want to learn how to use a credit card and establish credit

How to apply for the Discover it® for Students

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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