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Discover it® Cash Back Credit Card

Overview

Discover it® Cash Back Credit Card is a Cash Back Credit Cards.

The Discover it Cash Back credit card is one of the main credit cards from Discover. Its most appealing features are the scarcity of fees and the abundance of rewards.

New cardmembers get double cash back on all the rewards earned in the first year. That’s a great deal that you won’t find from other card issuers.

The Discover it has a 14-month 0% interest rate, a pretty long period for paying off purchases at no interest. There are also some basic shopping and travel protections, plus the ability to monitor one of your FICO 8 Credit Scores.

Key APRs & Fees

Annual Fee
$0
Regular Purchase APR
13.99%–24.99% Variable
Purchase Intro APR
0% for 14 Months
Balance Transfer Intro APR
0% for 14 Months
Balance Transfer Fee
3%

Additional Info

Max Late Fee
$0 the first time; up to $37 after that
Max Penalty APR
None
Foreign Transaction Fee
None
Cash Advance APR
26.99% Variable
Cash Advance Fee
5%, $10 minimum
Smart Chip
Chip-and-Signature

Benefits

  • 5% Cash Back on Rotating Categories:January through March is Gas and Wholesale Clubs; April through June is Grocery Stores; July through September is Restaurants; and October through December is Amazon.com and Wholesale Clubs
  • 1% Cash Back on all other purchases
  • 5-20% Cash Back when shopping through the Discover Dealsmarket

The Credit Level needs to Apply this Credit Card

Good

Who can benefit from the Discover it® Cash Back Credit Card

  • People who want to save money when they shop
  • People who would like to get their rewards quickly and easily
  • People who make many different types of purchases

How to apply for the Discover it® Cash Back Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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