All Cards

Target REDcard™ Credit Card

Overview

The Target REDcard™ Credit Card offers you 5% back when you use it at Target and Target.com. You’ll also get discounts, free shipping, and other incentives.

There is also a debit card version of this card, the Target REDcard Debit Card.

See how the credit card version compares to the debit card in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

Key APRs & Fees

Annual Fee
$0
Regular Purchase APR
23.15% *Variable
Purchase Intro APR
-
Balance Transfer Intro APR
-
Balance Transfer Fee
-

Additional Info

Max Late Fee
Up to $37
Max Penalty APR
See Terms
Foreign Transaction Fee
N/A
Cash Advance APR
N/A
Cash Advance Fee
-
Smart Chip
Chip-and-PIN

Benefits

  • 5% off purchases at Target and Target.com

The Credit Level needs to Apply this Credit Card

Fair

How to apply for the Target REDcard™ Credit Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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