United MileagePlus® Club Card


The United MileagePlus Club Card offers a lot of incentives for anyone who flies United frequently.

You’ll get 2X miles per dollar at United Airlines, and 1.5X miles per dollar for every other purchase. There’s also a signup offer of 50,000 bonus miles for spending $3,000 in the first 3 months after account opening.

Cardholders get complimentary United Club membership, with free access for the primary cardholder and two guests. Free first and second checked bags are included, as well as other airline perks.

This card has a $450 annual fee, and no foreign transaction fees.

The United MileagePlus Club is one of our picks for the Best Airline Credit Cards.

Key APRs & Fees

Annual Fee
Regular Purchase APR
17.99% to 24.99% variable
Purchase Intro APR
Balance Transfer Intro APR
Balance Transfer Fee
$5 or 5% of the transaction, whichever is greater

Additional Info

Max Late Fee
Up to $37
Max Penalty APR
See Terms
Foreign Transaction Fee
Cash Advance APR
26.99% variable
Cash Advance Fee
$10 or 5% of the cash advance amount, whichever is greater
Smart Chip


  • 2X miles for every $1 spent on United Airlines purchases
  • 1.5X miles for every $1 spent on all other purchases
  • Miles never expire

The Credit Level needs to Apply this Credit Card


How to apply for the United MileagePlus® Club Card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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