The Citi Simplicity® Card offers a long 0% introductory APR for 21 months for balance transfers, which only a few other credit cards offer, and some general shopping and travel benefits.
Purchases will get 12 months at 0% APR.
See how this card compares to others in the Citi Simplicity Card vs the Citi ThankYou Preferred Card.
What will happen if you click the "Apply" button?
These card offers you o% interest for 18 months but good luck they will never do it again. I have great credit and this card has a 23% interest rate now, long gone are the days when you had great credit and low interest. I have called to receive better offers and their answer is always the same “ sorry we don’t have any offers now” is been two years. I use this card and pay it off in full. I have a better credit card, that i pay no international fees and i am always getting good balance transfer offers. Don’t fall for this card, do your homework there are better cards out there.
by User spanishguy1970
I was instantly approved for 5500 with CITI Simplicity card. Couldnt be happier, really helped me out when I needed it, very clutch as Im making ttransitions between colleges and work. I talked to customer service who were respectful and seemed helpful.
by User jeffreybaks
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