Chase Sapphire Reserve


If you’re just starting your career, a credit card can be a valuable part of your financial toolbox. The best credit cards for young adults have good rewards and benefits but low fees. The best credit cards for young adults all have a few things in common. They all have low (or no) annual fees. They all report to the major credit bureaus on a monthly basis, giving you the chance to steadily improve your credit score. And they all provide their fair share of perks. But the best credit cards for young adults differ in some important ways, too, just like young adults themselves. Some are attainable only for young professionals who’ve already built good credit. Others serve the needs of people with limited credit experience or a history of financial mistakes. Some require an active college or university email address, while others cater to young adults who’ve already entered the “real world.” They also come from several different credit card issuers. As such, their rates, fees, rewards and

Key APRs & Fees

Annual Fee
Regular Purchase APR
17.99% to 24.99% variable
Balance Transfer Fee
$5 or 5% of the transaction, whichever is greater

Additional Info

Foreign Transaction Fee
Cash Advance APR
26.99% variable
Cash Advance Fee
$10 or 5% of the cash advance amount, whichever is greater


The Chase Sapphire Reserve Card is a brand new card, offering some of the best travel rewards and benefits on the market.You’ll get 3X points on travel and dining, as well as 50,000 point bonus for spending $4,000 in the first 3 months (worth $1,500 when redeemed through Chase Ultimate Rewards).You’ll also get a $300 travel credit each year, and other benefits and features that are worth hundreds of dollars. This is a Visa Infinite card, providing even more valuable services than Visa Signature.This card has a large annual fee of $450, so make sure you’ll be using it often enough to pay for the cost.

How to apply for the Chase Sapphire Reserve

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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Card Review Comments

May 18, 2018

I applied and was approved for 24,000 CL. A week later, they closed my account stating I didnt have a long enough credit history. This created a hard inquiry on my credit for nothing.

by User Trishnichols

May 15, 2018

I was instantly approved after CK said I had very good odds.  $10k limit.  I applied Sunday evening and received the card today (Tuesday).  My scores are TU: 691, EX: 701, EQ: 651.  

by User Esca1986

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