Blue Cash Preferred® Card from American Express®

Overview

The Blue Cash Preferred Card from American Express is a cash back rewards card that offers rewards on a variety of everyday purchases. The card earns 6 percent cash back on up to $6,000 spent annually at U.S. supermarkets (then 1 percent), 3 percent cash back at U.S. gas stations and select U.S. department stores, and 1 percent cash back on all other purchases. The card offers a zero percent introductory APR for the first 12 months on purchases and balance transfers made within 60 days of opening the account. After that, there is a 14.99 to 25.99 percent variable APR.

Key APRs & Fees

Annual Fee
$95
Regular Purchase APR
14.99% - 25.99% (V)
Purchase Intro APR
0% for12 months
Balance Transfer Intro APR
0% for12 months
Balance Transfer Fee
$5 or 3% of the transaction, whichever is greater

Additional Info

Max Late Fee
$38
Max Penalty APR
29.99% (V)
Max Over Limit Fee
None
Grace Period
25 days
Foreign Transaction Fee
2.7%
Cash Advance APR
27.24% (V)
Cash Advance Fee
3% (min $5)
Smart Chip
Yes, chip-and-PIN

Benefits

  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.

The Credit Level needs to Apply this Credit Card

Good

How to apply for the Blue Cash Preferred® Card from American Express®

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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