Capital One® Spark® Classic for Business


Capital One® Spark® Classic for Business is a Business Credit Cards. The Capital One Spark Classic for Business card is a cash back rewards credit card for business. It earns an unlimited 1 percent cash back on all purchases. There is an annual fee of $0. With this card, you will get benefits including an auto rental collision damage waiver, purchase security, extended warranty coverage, and travel and emergency assistance services.

Key APRs & Fees

Annual Fee
Regular Purchase APR
24.74% (V)
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Not Offered
Balance Transfer Fee

Additional Info

Max Late Fee
Max Penalty APR
31.15% (V)
Max Over Limit Fee
Grace Period
25 days
Foreign Transaction Fee
Cash Advance APR
24.74% (V)
Cash Advance Fee
3% (min $10)
Smart Chip
Yes, chip-and-signature


  • Earn 1% cash back on every purchase, every day

The Credit Level needs to Apply this Credit Card

Limited History

Who can benefit from the Capital One® Spark® Classic for Business

  • People who are running a business, regardless of size
  • People who want to improve their companies’ purchasing power and manage their transactions
  • People who want to establish business credit

How to apply for the Capital One® Spark® Classic for Business

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
Sponsored Links

Card Review Comments

Sep 16, 2018

Low limit for a business account. Hope they raise it soon.

by User Danachurch76

Apr 15, 2018

This card has great approval odds for a startup. 

by User Khawaja123

More Credit Cards Related to Fair or Average Credit

Popular Credit Cards Recommend

Popular Credit Cards Recommend