USAA Secured Card® American Express®


USAA Secured Card® American Express® is a Secured Credit Cards.

The USAA Secured Card® American Express® offers people with poor credit the chance to rebuild their credit. Like all secured cards, a deposit is required to establish the credit limit. For this card, the deposit can be from $250 to $5,000.

If you’re looking for similar cards, there is also a Visa version of the card that’s very similar called the USAA Secured Card® Platinum Visa®. Other than being on different card networks, the cards only have a few differences in benefits, which you can read about in our review of both cards.

Key APRs & Fees

Annual Fee
Regular Purchase APR
11.65–21.65% Variable
Purchase Intro APR
N/A for N/A
Balance Transfer Intro APR
N/A for N/A
Balance Transfer Fee
3%, $200 maximum

Additional Info

Max Late Fee
See Terms
Max Penalty APR
See Terms
Foreign Transaction Fee
See Terms
Cash Advance APR
11.65–21.65% Variable
Cash Advance Fee
3%, $200 maximum
Smart Chip
Chip-and-Signature & Chip-and-PIN



The Credit Level needs to Apply this Credit Card


Who can benefit from the USAA Secured Card® American Express®

  • People who have poor or limited credit and want to establish or rebuild their credit
  • People who can put down a security deposit

How to apply for the USAA Secured Card® American Express®

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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