Capital One® Spark® Cash for Business

Overview

Capital One® Spark® Cash for Business is a Business Credit Cards. Freelancers need to spend money. Even single-handed operations have some overhead of spinning wheels, from pens and pencils to thousands of dollars of high-end equipment. Although small business loans can operate in some cases, the continuing costs are almost always better handled by credit cards. However, freelancers have unique needs, and you shouldn't just assume that personal cards are the best way to fund your business expenses. Use separate business cards to get rewards specific to your operations and to separate your personal expenses from your professional expenses. So if you're looking for a quality credit card to fund your freelance or small business, here are some Best Credit Cards for Freelancers this year.

Key APRs & Fees

Annual Fee
$0 annual fee for the first year ($95 thereafter)
Regular Purchase APR
18.74% variable

Additional Info

Foreign Transaction Fee
None
Cash Advance APR
24.74% variable
Cash Advance Fee
$10 or 3% of the cash advance amount, whichever is greater

Benefits

The Capital One® Spark® Cash for Business is a good card for businesses looking to maximize rewards. It earns users an unlimited 2% cash back on all purchases. And though there is an annual fee, unlike many business cards, this card does not limit the amount of cash back you can earn and your cash rewards never expire.

Who can benefit from the Capital One® Spark® Cash for Business

  • People who are running a business, regardless of size
  • People who want to improve their companies’ purchasing power and manage their transactions
  • People who want to establish business credit

How to apply for the Capital One® Spark® Cash for Business

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
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Card Review Comments

Sep 15, 2018

Outstanding card.. we bill over $150,000 per year on this card.. never had any problems.. card rep actually came to one of our job sites to get an idea on how to help us grow...

by User whatascam

Aug 28, 2018

Great for rewards. Increased my limit without an inquiry. Report to personal credit for a business card. They shouldn’t do that. 

by User kenbiesinger

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