Bank of America® Premium Rewards® credit card

Overview

Bank of America® Premium Rewards® credit card is a Rewards Credit Cards.

The Bank of America® Premium Rewards® Credit Card is ideal for travelers. It offers travel insurance protections and access to the Visa Signature® Luxury Hotel Collection and the Visa Signature® Concierge service, as well as other travel perks including up to $200 in travel statement credit rewards.

You’ll also get 2X points per $1 for all travel and dining purchases, and 1.5X points per $1 on all other purchases.

You have the option to receive 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening.

Key APRs & Fees

Annual Fee
$95
Regular Purchase APR
17.99% - 24.99% Variable
Purchase Intro APR
Not Offered
Balance Transfer Intro APR
Not Offered
Balance Transfer Fee
3% (min $10)

Additional Info

Max Late Fee
$38
Max Penalty APR
29.99% (V)
Max Over Limit Fee
None
Grace Period
See Terms
Foreign Transaction Fee
None
Cash Advance APR
See Terms
Cash Advance Fee
See Terms
Smart Chip
Yes, chip-and-PIN

Benefits

  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections

The Credit Level needs to Apply this Credit Card

Excellent

Who can benefit from the Bank of America® Premium Rewards® credit card

  • People who like to shop at a wide variety of retailers
  • People who want to save money in their common purchases
  • People who try to learn how to maximize their rewards

How to apply for the Bank of America® Premium Rewards® credit card

  1. Click "Apply" button.
  2. According to the requirements of the credit card official website, fill out the application form with information, such as your name, Social Security number, home address, income source, and total annual income.
  3. Review and submit your application.

What will happen if you click the "Apply" button?

  • Clicking the "Apply" button will take you to the official bank's website of the online application. And it will not leave any mark on your credit report.
  • Cards-expert.com only provides credit cards' information. All applications will be made on the banks' official websites, and our website will not record any your personal information.
Sponsored Links

More Credit Cards Related to Credit Card Deals

Popular Credit Cards Recommend

Popular Credit Cards Recommend