Citizens Bank Credit Card is designed for frequent users of Citizens Bank. Citizens Financial Group is a growing American bank. There are more than 1200 branches and nearly 3500 ATMs across 11 states under the Citizens Bank brand. Citizens Bank ranks 23nd on the List of largest banks in the United States.The Citizens Bank Cash Back Plus World Mastercard is a cash reward credit card whose 1.8x cash rewards bonus makes it a more profitable choice than the Chase Freedom Unlimited and Capital One Quicksilver.
If citizens may not be recognized by the names of the big banks listed here, but the benefits are fairly good, then the fact that there is no annual fee is huge. In addition, there is no need to register or process rotation classes. It all boils down to the cards you are looking for and how they will be used.
Citizens Bank Credit Card s are ideal for consumers who enjoy cash returns but do not want to deal with rotation categories and bonuses. Many cards provide cash returns based on year-round categories, keeping cardholders up with different categories and optimizing the benefits they receive in the form of cash returns. This card has no rotation bonus. Citizens Bank Credit Card also provides auto loan credit.
1. Cash back doesn’t expire
2.No limit to how much cash back you can earn
3. Minimum redemption amount is low ($25)
4.No rotating categories or enrollment required
5.Redeem cash back as a bank deposit or statement credit
6. It costs nothing to carry
7. Late or missed payments won’t change your APR
Whether to get Citizens Bank Credit Card or not? The 1.8% fixed repayment rate of Citizen Bank's credit cards on all purchases leads to a 1.5% repayment rate of Citizen Bank's credit cards over that of many large banks. But the lack of a contract bonus or a chance to get a bonus may cast a shadow over some people in the crowd.
Citizens Bank Credit Card is the best person who wants to return cash directly. No points, no intricate incentive schemes, no transfer to travel partners. If this stuff makes you dizzy, you like the idea of a simple direct reward, which may be your card.
1. You prefer to earn cash back instead of points or miles.
2. You have a checking or savings account with Citizens Bank.
3. You want a low-maintenance rewards card.
4. You regularly use your credit card for purchases and want more value from your spending.
There are some other notable features associated with Citizens Bank Credit Card, including concierge services, no foreign transaction fees, extended warranty, baggage insurance, trip cancellation, interruption protection, and auto rental insurance.
It is worth noting that you will need to live near a Citizen’s bank to get the best possible rates. Most locations are on the East Coast and Mid-Atlantic region. These should be taken into consideration when determining if Citizens Bank Credit Card is for you.