Discover Credit Cards

Discover puts its focus on creating great rewards for its cardholders.Discover has grown its offering of student and personal cards in recent years, offering several rewarding cards with no annual fee. More recently, they added a secured card to help people build credit.

Discover Credit Cards List

Discover it® Secured Card - No Annual Fee

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • Click "APPLY NOW" to see rates, rewards, FICO? Credit Score terms, Cashback Match%u2122 details & other information.

Discover it® Secured Credit Card

The Discover it Secured Credit Card is one of the better secured cards on the market. This card reports to all 3 credit bureaus, so as long as you use it responsibly it will help you improve your credit.You’ll get a great amount of cash back for a secured card, especially because Discover will double what you earn after your first year. There’s no annual fee, and you’ll be able to check your FICO® Credit Score any time you’d like to see how you’re improving.Insider Tip: Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.

Discover

Discover it® Secured Credit Card

The Discover it Secured Credit Card is one of the better secured cards on the market. This card reports to all 3 credit bureaus, so as long as you use it responsibly it will help you improve your credit.You’ll get a great amount of cash back for a secured card, especially because Discover will double what you earn after your first year. There’s no annual fee, and you’ll be able to check your FICO® Credit Score any time you’d like to see how you’re improving.Insider Tip: Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.

Discover it® Cash Back Credit Card

The Discover it Cash Back credit card is one of the main credit cards from Discover. Its most appealing features are the scarcity of fees and the abundance of rewards.New cardmembers get double cash back on all the rewards earned in the first year. That’s a great deal that you won’t find from other card issuers.The Discover it has a 14-month 0% interest rate, a pretty long period for paying off purchases at no interest. There are also some basic shopping and travel protections, plus the ability to monitor one of your FICO 8 Credit Scores.Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.

Discover it® Chrome for Students

The Discover it® Chrome for Students offers cash back rewards for students — 2% cash back at grocery stores and restaurants all year long, up to $1,000 each quarter.Discover will also double the total amount of cash back you earn in your first year, which is a great bonus. And if you get a GPA of at least 3.0, you’ll get a $20 good grades reward for up to 5 years.There are some basic shopping and travel protections, like Purchase Protection and Auto Rental Insurance. You can also check your FICO 8 Credit Score for free at any time, based on your TransUnion credit report.Discover is also known for having great customer support, so if you have any problems or questions they should be able to help. Overall it’s a very good option to help students improve their credit, offering rewards and favorable terms.

Discover it® Chrome

The Discover it Chrome is a great card for people with good credit. Differing only slightly from the Discover it®, the Discover it Chrome entitles card members to a 2% cash back option in restaurants and on gas, instead of the 5% cash back on rotating categories throughout the year.Discover will also double the total amount of cash back you earn in your first year. This is a great deal for new cardholders. It includes the cash back you can earn in the Discover Deals shopping portal, so this is an opportunity to get some pretty big discounts.You’ll also get 14 months at 0% interest with this card, for both purchases and balance transfers. If you have a large balance on another account that’s accruing interest, you can transfer it to this card and pay it off at no interest.

Discover it® for Students

The Discover it® for Students is designed to help young people build credit. Student credit cards are made for people with limited or no credit, providing a way to start building a positive credit history.Like the Discover it®, the student version comes with an appealing absence of fees and abundance of rewards. It offers 5% cash back on a variety of categories that rotate throughout the year, including gas stations, restaurants, and Amazon.com.Not only that, Discover will double the cash back you earn in your first year of use. That means you’ll effectively get 10% back on those purchases, and that’s one of the best deals available on any credit card.The extra benefits are pretty basic for the most part and they might come in useful, like shopping and travel protections. But you’ll also get a $20 annual reward for getting good grades — you’ll need a 3.0 GPA to get that. And you can also check your FICO 8 Credit Score any time you’d like, for free.

About Discover Bank

Discover is best known for its stellar lineup of cashback cards, but it is more than just a card issuer.

Discover is also a network, along with Visa, Mastercard and American Express. This means it partners with merchants nationally and worldwide, which accept the Discover cards for payment. Although more common in the United States, Discover is accepted in 185 countries and territories.

Although it's the smallest among the major networks in the U.S., it is widely accepted here. In fact, among merchants who accept cards, 97% of them accept Discover. There were almost 296 billion purchase transactions among general purpose cards in 2017, says Nilson Report. Here's how the networks break down with those

Benefits of Discover Credit Cards

Purchase Protection

Each time you purchase something with your Discover card, you will receive extra protection against damage or theft. If your item in damaged or stolen within the first 90 days, you will receive a refund of up to $500 to cover the replacement.

Return Protection

If you are not happy with a purchase and the store will not accept the return, Discover might be able to help. Discover will refund you up to $500 per item within 90 days of purchase. There is a yearly maximum of $2,500.

Auto Rental Collision Damage Waiver

When you use your Discover card to pay for a rental car, you will be automatically covered for up to $25,000 worth of damage. This is secondary car rental insurance, so you will need to submit a claim with your primary insurance company before Discover will pay out on a claim.

Price Protection

If you notice that the price has dropped on an item you purchased within 90 days, Discover will refund you up to $500 per item and $2,500 per year.

Flight Accident Insurance

Any airline tickets you purchase with a Discover card will include $500,000 worth of travel accident insurance.

Extended Product Warranty

If you purchase an item that has a warranty of 36 months or less, Discover will automatically extend that warranty by one year.

Rewards Program of Discover Credit Cards

Cash back rewards earned from your Discover card can be redeemed through the Discover website (About Discover credit card login, you need to go to the Discover’s official website.) or app as cash back or a statement credit. Points can be redeemed for a statement credit, travel credit, gift cards, charitable donations or direct payments to Amazon.com.

Discover credit cards earn between 1 to 5 percent back for purchases in different categories. If your card has rotating bonus categories, you will earn the bonus on up to the quarterly maximum and must activate the bonus offer each quarter. Make sure to keep track of rotating bonus categories to maximize your rewards earnings.

In addition, Discover offers a dollar-for-dollar match on rewards earned during your first 12 months as a new cardholder. This can act as a sign-up bonus if you plan to make large purchases during your first year with a new card.

Discover reward redemption values may vary depending on the redemption option you choose. Gift cards or instant e-certificates from Discover partners can be redeemed starting at $20. Other redemption options, including charitable donations, account credits, electronic deposits and purchases at Amazon.com, can be redeemed starting at a penny.

Discover’s cash back rewards do not expire even if the account is closed or inactive, and they can be redeemed for any amount at any time.

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Discover Credit Cards Tips

  1. If you want to know your Discover Credit Cards payment details, like your credit card balance. Please contact the Discover Credit Cards customer service or get a Discover Credit Cards application.
  2. In order to manage your Discover Credit Cards payment online, you need to log in to the Discover Credit Cards official website.
  3. About Discover Credit Cards login and how to apply for a Discover Credit Cards, you need to go to the official website.
  4. Getting a Discover Credit Cards application will be a lot of convenience, contact the Discover Credit Cards customer service or go to the Discover Credit Cards official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your Discover Credit Cards phone numbers is correct, there will be text alerts.

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