First Progress Credit Cards

The First Progress MasterCard® is a full-featured credit-card with a credit line based on a refundable security deposit instead of your credit score. The card reports to all three credit bureaus every month to help establish or re-establish new credit history.

First Progress Credit Cards List

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
  • We can approve you at any credit score, no minimum required.
  • No processing or application fees required.
  • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI

First Progress Platinum Select MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
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Alternative Rewards Credit Cards

OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Capital One® Secured Mastercard®

If your credit score needs improvement, the Capital One® Secured Mastercard® can help you get back on your feet and restore your credit rating. It requires an initial security deposit.The amount of money you put down determines your credit line. The more money you put down, the larger your credit line will be. If you put down the minimum security deposit, your credit limit starts at $200. The maximum credit limit is $2,500.

Discover it® Secured Credit Card

The Discover it Secured Credit Card is one of the better secured cards on the market. This card reports to all 3 credit bureaus, so as long as you use it responsibly it will help you improve your credit.You’ll get a great amount of cash back for a secured card, especially because Discover will double what you earn after your first year. There’s no annual fee, and you’ll be able to check your FICO® Credit Score any time you’d like to see how you’re improving.Insider Tip: Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.

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Secured Credit Cards

First Progress Platinum Elite MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option

Citi® Secured Mastercard®

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)

primor® Secured Visa® Classic Card

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!

First Progress Platinum Select MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option

Discover it® Secured Card - No Annual Fee

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • Click "APPLY NOW" to see rates, rewards, FICO? Credit Score terms, Cashback Match%u2122 details & other information.

What First Progress Credit Cards Are Available?

First Progress offers three secured credit cards to help those with bad credit, including the Platinum Elite, Prestige, and Select cards.

Here’s what all three cards have in common:

No credit history is required to qualify, making this issuer a good choice for people new to credit. For people who already have credit history, there’s no minimum qualifying credit score.

Account activity is reported to all three credit bureaus to help you build credit

Deposits — and corresponding credit lines — range from $200 to $2,000

The cards are available to residents of every state except Arkansas, Iowa, New York and Wisconsin

Why to Apply for First Progress Credit Cards?

The First Progress Credit Card provides a great opportunity for individuals with bad credit or little to no credit to build credit history with all three major credit reporting agencies.

1. Competitive APRs

Interest rates for First Progress credit cards range from 11.99 to 19.99 percent*, which are competitive APRs within the credit card industry.

2. Credit Building

First Progress focuses its efforts on helping customers to build their credit by offering cards specifically for this purpose.

Drawbacks of First Progress Credit Cards

1. Annual Fees

Depending on the card, First Progress charges annual fees ranging from $29 to $44 per year just to be a cardholder. There are several other credit card companies that do not charge any annual fees.

2. Late Payment Penalties

For every late payment, First Progress charges a fee of up to $38, which is one of the steepest fees in the industry.

3. Foreign Transaction Fees

Customers who use their First Progress credit card to complete a foreign transaction will incur a fee of 3 percent of the total charge. This fee is especially inconvenient for cardholders who travel frequently.

4. Undisclosed Information

First National has not disclosed on its website whether or not it offers a rewards program, free credit score tracking, or fraud safeguards. These are all important features, so this lack of transparency can be frustrating for potential customers.

Should You Get First Progress Credit Cards?

If you need to build credit but you don’t have bankruptcies or other recent black marks, look for a secured credit card with no annual fee. You may even be able to qualify for one with cash back rewards.

But if you really need help bringing your score up into the sunlight again, the First Progress cards are reasonable options. We recommend that you apply with the intention of never carrying a balance. Pay your bill on time, and your credit can improve enough to get an unsecured card.

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First Progress Credit Cards Tips

  1. If you want to know your First Progress Credit Cards payment details, like your credit card balance. Please contact the First Progress Credit Cards customer service or get a First Progress Credit Cards application.
  2. In order to manage your First Progress Credit Cards payment online, you need to log in to the First Progress Credit Cards official website.
  3. About First Progress Credit Cards login and how to apply for a First Progress Credit Cards, you need to go to the official website.
  4. Getting a First Progress Credit Cards application will be a lot of convenience, contact the First Progress Credit Cards customer service or go to the First Progress Credit Cards official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your First Progress Credit Cards phone numbers is correct, there will be text alerts.

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