Victoria's Secret Angel Credit Card

If you’re a big Victoria’s Secret shopper, the Angel credit card may be one you’ve considered signing up for especially since the holidays are right around the corner. The Angel card gives members the opportunity to earn Victoria’s Secret rewards, free shipping, and other gifts.

Victoria's Secret Angel Credit Card List

VICTORIA'S SECRET ANGEL CARD

  • Earn 3 points for every $1 spent on bra purchases at Victoria's Secret
  • Special triple points days each month
  • Free shipping and extra point days throughout the year
  • Earn higher Angel status for more valuable rewards and benefits
  • No annual fee
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If you’re a big Victoria’s Secret shopper, the Angel credit card may be one you’ve considered signing up for especially since the holidays are right around the corner. The Angel card gives members the opportunity to earn Victoria’s Secret rewards, free shipping, and other gifts.

What Victoria's Secret Angel Credit Cards Are Available?

Retailer cards usually come with high interest rates, and this one is no exception. It's really meant for the most loyal Victoria's Secret fans. The cards have 3 versions, or tiers, and everyone starts out with the regular Angel Card. Spend more on the card, accumulate more points, and you'll be upgraded to the next tiers - Angel VIP and then Angel Forever. The higher the tier, the higher the benefits.

How does the tiered rewards system work?

All cardholders earn one point for every $1 spent at victoriassecret.com and all Victoria’s Secret and PINK stores in the U.S.

Cardholders in the first two tiers — Angel Card and Angel VIP — earn a $10 Angel Reward certificate for every 250 points earned

Cardholders in the highest rewards tier — Angel Forever — earn a $15 Angel Reward certificate for every 250 points earned

All cardholders begin at the Angel Card level, but once you earn 500 points in a rolling 12-month period, you’ll be automatically upgraded to Angel VIP. Once you earn 1,000 points in a rolling 12-month period with the Angel VIP card, you’re automatically upgraded to Angel Forever credit card.

How Victoria's Secret Angel Credit Card Works

The Victoria’s Secret credit card is issued by Comenity Bank and can be used for purchases online at VictoriasSecret.com or in a Victoria's Secret retail location. While the card cannot be used in any other stores, it rewards cardholders with points that accrue and can be used for money off of future purchases.

Pros

1. Rewards: You earn 1 reward point for every dollar you spend in the store (and 2 points per dollar spent on bra purchases). When you reach 250 points, you're sent a gift card - $10 for the lower two reward tiers and $15 for the highest. You're automatically bumped to the second reward tier when you accumulate 500 points and to the third when you accumulate 1,000. The gift cards are equal to a 4% and 6% rewards rate, respectively. Given that most rewards cards have reward and/or cash back rates in the neighborhood of 1-2%, those are very respectable reward rates.

2. Perks: In addition to rewards points, all cardholders are sent a $10 gift card on their birthday and an anniversary gift, and they also get early access to the retail chain's semi-annual sale. Cardholders in the upper two reward tiers enjoy additional perks like triple points during select sales events, free beauty gifts, and an annual thank you gift.

3. No annual fee

Cons

1. Risk of losing points: You must make at least one purchase on the card within a 12-month time span or the card will become inactive and you'll lose any accumulated points. For infrequent Victoria's Secret shoppers, this is a major drawback. You may want to look for a credit card with no expiration on rewards.

2. Limited use: The Angel Card can only be used in Victoria's Secret and PINK stores. While you may also use the card at Bath & Body Works stores, you will not earn Angel Reward points on those purchases. This limits its usefulness, especially when compared to other rewards cards that allow you to earn points on all purchases regardless of where they're made. If VS is one of your favorite retailers and you go at least twice a year - and are especially keen to get a head's up about sales and the occasional free-shipping break, then the limitation doesn't matter.

3. High interest: The card has a high variable interest rate of 24.99%. That means any rewards will quickly be negated by interest fees if you carry a balance. Consider a credit card with low interest rate instead such as the Barclaycard Ring.

Bottom Line: Is the Victoria’s Secret Angel Credit Card Right for You?

If you like to shop at Victoria’s Secret and regularly spend more than $250 per year, the Angel Card could be a good way to get rewarded for shopping. But if that doesn’t sound beneficial to you, you might be better off with a regular cash back rewards credit card instead.

Unless you shop heavily at Victoria’s Secret and PINK stores, getting a card that will only reward you for spending at these retailers is not a good idea. And since the credit card reward is a coupon for more shopping, taking part in the program may even cause you to spend more than necessary.

Be careful if you’re thinking about opening this credit card just for holiday shopping. Buying now with the intent to pay later can cost you. Accumulating interest charges may outweigh any benefit that you would get from free shipping, rewards points, or birthday gifts.

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Victoria's Secret Angel Credit Card Tips

  1. If you want to know your Victoria's Secret Angel Credit Card payment details, like your credit card balance. Please contact the Victoria's Secret Angel Credit Card customer service or get a Victoria's Secret Angel Credit Card application.
  2. In order to manage your Victoria's Secret Angel Credit Card payment online, you need to log in to the Victoria's Secret Angel Credit Card official website.
  3. About Victoria's Secret Angel Credit Card login and how to apply for a Victoria's Secret Angel Credit Card, you need to go to the official website.
  4. Getting a Victoria's Secret Angel Credit Card application will be a lot of convenience, contact the Victoria's Secret Angel Credit Card customer service or go to the Victoria's Secret Angel Credit Card official website to know more details.
  5. Want to know some products discounts or rewards programs? Make sure your Victoria's Secret Angel Credit Card phone numbers is correct, there will be text alerts.

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