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Best 0% Intro APR

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Best 0% Intro APR List

Fingerhut Credit Account

Easy application! Get a credit decision in seconds. Build your credit history – Fingerhut reports to all 3 major credit bureaus. Use your line of credit to shop thousands of items from great brands. Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.

Freedom Gold Card

$500 Unsecured Credit Limit. Guaranteed Approval*. No Credit Check. No Employment Check. Fast online application. Reports to a Major Bureau.

Chase Freedom®

. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum. Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Wells Fargo Platinum Visa® Card

0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card. Free access to your FICO® Credit Score with Wells Fargo Online®. Zero Liability protection for promptly reported unauthorized transactions. Convenient tools to help create a budget and manage your spending with My Money Map. $0 Annual Fee.

Chase Freedom Unlimited®

. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum. Unlimited 1.5% cash back on every purchase - it's automatic. Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open. Free credit score, updated weekly with Credit Journey℠.

Discover it® Cash Back

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. . Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. . Plus, earn unlimited 1% cash back on all other purchases - automatically. . Redeem cash back any amount, any time. Rewards never expire. . Use your rewards at Amazon.com checkout. . Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. .

Cash Back Credit Cards

Town Bank Cash Back American Express Card

  • Earn 1.5% cash back on purchases
  • Receive a statement credit automatically every time you earn $25 in cash back
  • Rewards earned never expire!
  • A one-time $50 automatic statement credit when you spend $500 in the first 3 billing cycles
  • No Annual Fee

Discover it® - Cashback Match™ Credit Card

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Cashback Rewards Plus American Express® Card

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined. After that, earn 1% for the remainder of the year.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year. After that, earn 1% for the remainder of the year.
  • Unlimited 1% cash back on all other purchases.
  • Enjoy no foreign transaction fees when you travel outside of the United States

Citizens Bank Cash Back Plus™ World MasterCard

  • Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
  • Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
  • No annual fee*
  • No foreign transaction fees
  • No penalty APR for late payments
  • Extended Warranty Protection doubles the original manufacturer%u2019s or store brand warranty for up to two years
  • Price Protection for 120 days from purchase
  • Concierge Services
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • MasterRental Insurance for collision, loss or damage
  • Zero Liability Protection against unauthorized purchases
  • Travel accident and baggage delay insurance
  • 24/7 online account management
  • Make purchases using Apple Pay%u2122 in-store and in-app with participating merchants
  • Up to 21-day grace period on all purchases
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement

Cashback Visa Signature Credit Card

  • Earn $50 bonus credit after you spend $1,000 on purchases in the first 3 months from account opening*
  • Earn 1.25% cash back with no annual fee
  • 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
  • No Foreign Transaction Fees
  • EMV Chip enabled to enhance security and ease of use internationally

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Best 0% Intro APR Tips

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